Blogs & Vlogs

The value of pensions and investments can fall as well as rise. You may get back less than you invested.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Your 2021 Budget summary

On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans.

The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, restrictions, and an enormous […]

March 3rd, 2021|Blogs & Vlogs|0 Comments

Budget 2021 – The winners and losers

A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring up the UK economy.

As the chancellor acknowledged in his speech: […]

March 3rd, 2021|Blogs & Vlogs|0 Comments

Buy to Let boom: What aspiring landlords need to know about mortgages

The number of people purchasing property to let out soared in the last months of 2020. Becoming a landlord can be an attractive way to boost your income or invest. However, there are many things to consider before taking the plunge, starting with whether a Buy to Let mortgage is right for you.

Landlords made up […]

January 7th, 2021|Blogs & Vlogs|0 Comments

7 mortgage tips that could save you money in 2021

As a new year starts, it’s a great time to review your mortgage. It’s a step that could save you money now and over the full term of your mortgage. Even a relatively small saving each month can add up over the years you’ll be paying a mortgage. Here are seven tips that could help […]

January 7th, 2021|Blogs & Vlogs|0 Comments

What are your options with an interest-only mortgage?

While interest-only mortgages have become less popular, millions of people have one and need a repayment strategy in place. If you do have an interest-only mortgage it’s important to review your plans as figures suggest almost half of borrowers will experience a shortfall.

According to the Financial Conduct Authority (FCA) over the next 30 years, 2.6 […]

January 7th, 2021|Blogs & Vlogs|0 Comments

Protecting your business: What you need to know about key person insurance

If you’re a business owner, there will be plenty on your mind. From the day-to-day tasks to a long-term strategy, you’ll need to make many decisions. But if you or another key worker were ill, how would your business fare?

The loss of a keyworker can devastate a business. It can mean immediate challenges are left […]

January 7th, 2021|Blogs & Vlogs|0 Comments

Financial health check: How do you score?

How do you rate your financial security?

When you think about your financial situation, what defines it as ‘healthy’? For 77% of Brits, financial success is having the financial freedom to do what they want without worrying, according to research from Schroders Personal Wealth. Yet, despite this, 48% of adults admit they feel stressed or overwhelmed […]

January 7th, 2021|Blogs & Vlogs|0 Comments

Are Premium Bonds a good place for your savings?

With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are an option you may be considering, but you could end up missing out on returns.

What are Premium Bonds?

Premium Bonds are a type of investment product issued by National Savings […]

January 7th, 2021|Blogs & Vlogs|0 Comments

Beware of pension trap when accessing your pension before retirement

For most people, their pension becomes available at the age of 55, rising to 57 in 2028, even if they plan to work past this point. It means you can access your pension while still working, providing flexibility. However, thousands are doing so unaware that it could affect their pension contributions in the future.

Third of […]

January 7th, 2021|Blogs & Vlogs|0 Comments

How can women improve their security in retirement?

We hear a lot about the gender pay gap, but one area that’s often overlooked is the knock-on effect this has for retirement savings. While progress has been made, on average, women are reaching retirement age with far less put away than their male counterparts.

The £100,000 pension gap

Eight years after auto-enrolment was introduced, the […]

January 7th, 2021|Blogs & Vlogs|0 Comments