The number of people purchasing property to let out soared in the last months of 2020. Becoming a landlord can be an attractive way to boost your income or invest. However, there are many things to consider before taking the plunge, starting with whether a Buy to Let mortgage is right for you.
Landlords made up […]
As a new year starts, it’s a great time to review your mortgage. It’s a step that could save you money now and over the full term of your mortgage. Even a relatively small saving each month can add up over the years you’ll be paying a mortgage. Here are seven tips that could help […]
While interest-only mortgages have become less popular, millions of people have one and need a repayment strategy in place. If you do have an interest-only mortgage it’s important to review your plans as figures suggest almost half of borrowers will experience a shortfall.
According to the Financial Conduct Authority (FCA) over the next 30 years, 2.6 […]
If you’re a business owner, there will be plenty on your mind. From the day-to-day tasks to a long-term strategy, you’ll need to make many decisions. But if you or another key worker were ill, how would your business fare?
The loss of a keyworker can devastate a business. It can mean immediate challenges are left […]
How do you rate your financial security?
When you think about your financial situation, what defines it as ‘healthy’? For 77% of Brits, financial success is having the financial freedom to do what they want without worrying, according to research from Schroders Personal Wealth. Yet, despite this, 48% of adults admit they feel stressed or overwhelmed […]
With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are an option you may be considering, but you could end up missing out on returns.
What are Premium Bonds?
Premium Bonds are a type of investment product issued by National Savings […]
For most people, their pension becomes available at the age of 55, rising to 57 in 2028, even if they plan to work past this point. It means you can access your pension while still working, providing flexibility. However, thousands are doing so unaware that it could affect their pension contributions in the future.
Third of […]
We hear a lot about the gender pay gap, but one area that’s often overlooked is the knock-on effect this has for retirement savings. While progress has been made, on average, women are reaching retirement age with far less put away than their male counterparts.
The £100,000 pension gap
Eight years after auto-enrolment was introduced, the […]
Inside this issue of Finance Matters, you will find:
In the news
Be on your best investor behaviour
Are you ready for a mortgage?
Home improvements rise on the back of lockdown
The intergenerational impact of the pandemic
Are you financially fit for the new norm?
Life insurance payouts will keep your family afloat
Click here […]
At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. Our guide aims to provide you with all the information you need when searching for […]
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