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7 things to consider when choosing your mortgage

Whether you’re a first-time buyer or already a homeowner, choosing the right mortgage product for you is important. It could save you money as well as ensuring your mortgage fits your life plans.

However, with hundreds of mortgage products to choose from and an array of lenders, how do you know which is right for you? […]

April 15th, 2021|Articles|0 Comments

7 homeowner nightmares that could knock thousands of pounds off the value of your home

We’re a nation that loves to discuss property and property prices. With our homes often one of the largest assets we own, as well as the huge rise in property prices seen over the last few decades, it’s not surprising it’s a favourite topic of conversation. Yet, while we’re keen to discuss renovation projects that […]

April 15th, 2021|Articles|0 Comments

Everything first-time buyers need to know about the 95% mortgage guarantee scheme

The challenges of getting on the property ladder have made headlines for years. In March’s Budget, chancellor Rishi Sunak unveiled a new scheme that could be a lifeline for first-time buyers. It will help aspiring homeowners purchase properties with just a 5% deposit.

Traditionally, you would have needed a 5-10% deposit to purchase a home. However, […]

April 15th, 2021|Articles|0 Comments

Employee benefits that self-employed workers miss out on, and how to bridge the gap

There are more than five million self-employed workers in the UK, according to government statistics. This figure is rising, with around one in six people now working for themselves. There are advantages to being self-employed, but some workers could be missing out on benefits worth thousands of pounds compared to their traditionally employed contemporaries.

The average […]

April 15th, 2021|Articles|0 Comments

5 reasons to switch pension providers to boost your retirement savings (and 3 things to do first)

Do you know who your current pension provider is? If so, do you know why you chose them? Even when you’re making regular pension contributions, these may not be things you think about that often. While, in many cases, your employer simply chooses your pension provider and you stick with them, you may want to […]

April 15th, 2021|Articles|0 Comments

Pension Lifetime Allowance is frozen until 2026: Will it mean your retirement tax bill soars?

While the chancellor didn’t announce personal tax rises in this year’s budget, a freeze on allowances could mean your tax bill unexpectedly increases. High earners and those with defined benefit (DB) pensions could now find they exceed the Lifetime Allowance, as it will remain frozen until 2026.

The Lifetime Allowance is the amount you can tax-efficiently […]

April 15th, 2021|Articles|0 Comments

Your 2021 Budget summary

On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans.

The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, restrictions, and an enormous […]

March 3rd, 2021|Blogs & Vlogs|0 Comments

Budget 2021 – The winners and losers

A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring up the UK economy.

As the chancellor acknowledged in his speech: […]

March 3rd, 2021|Blogs & Vlogs|0 Comments

Buy to Let boom: What aspiring landlords need to know about mortgages

The number of people purchasing property to let out soared in the last months of 2020. Becoming a landlord can be an attractive way to boost your income or invest. However, there are many things to consider before taking the plunge, starting with whether a Buy to Let mortgage is right for you.

Landlords made up […]

January 7th, 2021|Blogs & Vlogs|0 Comments

7 mortgage tips that could save you money in 2021

As a new year starts, it’s a great time to review your mortgage. It’s a step that could save you money now and over the full term of your mortgage. Even a relatively small saving each month can add up over the years you’ll be paying a mortgage. Here are seven tips that could help […]

January 7th, 2021|Blogs & Vlogs|0 Comments