Our fees – Wealth

When and why we charge a fee

At One Stop Finance our fees are payable when you have agreed to go ahead with our recommendations.
Our Advice process has the following stages:

  1. Understanding you.
    By gathering information from you we will find out about any plans you already have in place. Then by exploring your attitude to risk and return, and your hopes and aspirations, we will build a picture of what you want to achieve. At this stage you will find out what to expect from us and how you will benefit from using us. We do not usually charge a fee for this stage. We arrange a meeting where we complete a full confidential fact-find to ensure we have all the information to enable us to make a recommendation.
  2. Planning
    We’ll explore and research various scenarios to make the best use of your existing plans. We’ll then recommend how you can build on your existing plans, so you give yourself the best chance of achieving your goals.
  3. Implementation
    Like most of our clients, you will probably prefer us to do the necessary work to put your plan into action. This will save you a lot of time and effort and ensure your plans are set up correctly. We will charge you a fee for doing this, which we will explain to you.
  4. Refine
    Nothing stands still, so it makes sense to check the progress and appropriateness of your plans regularly. We suggest you do this annually. This way you will find out if your plans are affected by changes to legislation or taxation. You will also hear from us if we have something that we feel will interest you.

Our sales support team provides an invaluable service ensuring that the process is as smooth as possible and that all parties are working together towards completion.

One Stop Finance Ltd charge a fee for wealth advice.
Fees vary according to individual circumstances, and we will agree our fees with you before we undertake any chargeable work. You will receive clear details on what the total fee is, the advice or service it relates to, how we’ve calculated it and when you need to pay. You are not obliged to implement any of our recommendations. This fee is for advice, research, recommendation, and implementation.

One Stop Finance Ltd charge a fee for Wealth advice.
Fees vary according to individual circumstances, please refer to our terms of business to review our fee bands which we will discuss with you before we undertake any chargeable work.

Our fee is for advice, research, recommendation, implementation and ongoing reviews.
Our fee is payable once we implement our recommendations.

The fees for our advice and services can be paid in various ways as follows:

  • Paying us directly
    We will agree with you in advance the fees we will charge. We will set this out in our Authority to Proceed document.
    You may pay us by cheque or bank transfer.
  • Provider facilitation of your fee
    If you decide to follow our recommendation and invest, you may authorise the investment provider to deduct our fee for advice from your investment.
    You may also pay any ongoing service charges from your investment.
    In some circumstances this could create a capital gain and a possible tax liability. We would take this into account in our recommendation.
  • Provider payments to us
    We no longer receive commission for setting up regulated investment products.