Articles

Why do people use equity release, and is it an option you should consider?

As house prices soar, your home could be one of the largest assets you own. Equity release offers a way to access some of the money that’s tied up in your property, and there are many reasons why more people are considering this option.

According to the Equity Release Council, homeowners aged over 55 unlocked £1.17 […]

December 22nd, 2021|Articles|0 Comments

1 in 3 borrowers have been rejected for a mortgage. Here’s what you need to do before applying

Getting rejected when applying for a mortgage could mean losing the home you want to buy, and make it more difficult to get a mortgage with another lender. It’s something that’s affected thousands of borrowers but there are things you can do to improve the chances of a lender accepting your application.

According to a report […]

December 22nd, 2021|Articles|0 Comments

Long-term fixed mortgages are now on offer, but are they a good choice for you?

Mortgage lenders are providing borrowers with more options. Borrowers can now choose a fixed-rate deal that would last for the full term of their mortgage, which can provide certainty over the long term. However, it’s not the right option for every homeowner, and there are some things you need to carefully consider before you choose […]

December 22nd, 2021|Articles|0 Comments

Why now is the perfect time to start thinking about the end of the tax year

2022 may only have just started, but now is an excellent time to start thinking about the end of the tax year. Planning now can help you make the most of allowances and reduce how much tax you pay.

The 2021/22 tax year will end on 5 April 2022. This date is when many tax-efficient allowances […]

December 22nd, 2021|Articles|0 Comments

5 steps that could provide financial security for your partner if you pass away

If you’re creating a financial plan as a couple, you should consider the effect one of you passing away could have. If one person’s income or assets are vital for the household’s financial security, it could leave the other in financial difficulty should they pass away.

One of the questions couples sometimes ask is: “Will my […]

December 22nd, 2021|Articles|0 Comments

Everything you need to know about the 2021 Autumn Budget

“Employment is up, investment is growing, public services are improving, the public finances are stabilising, and wages are rising.” This is the backdrop against which Rishi Sunak presented the 2021 Autumn Budget.

Promising “a stronger economy for the British people”, the chancellor outlined his taxation and spending proposals. Here’s a summary of the key points and […]

October 27th, 2021|Articles|0 Comments

Investment market update: September 2021

While the direct impact of the Covid-19 pandemic has lessened for many economies, businesses are now struggling with the indirect consequences, such as supply chain issues. From microchips to aluminium cans, firms around the world are facing challenges getting hold of the materials and goods they need.

Markets have largely recovered from the Covid-19 volatility, but […]

October 5th, 2021|Articles|0 Comments

The home renovations that boost your property’s value

Spending money on your home can help you create a practical, beautiful space for your family. With more time spent indoors over the pandemic, it’s no surprise that home upgrades are at the top of many homeowners’ agendas. As well as creating a home you love, the right renovations could boost your property’s value.

House prices […]

October 4th, 2021|Articles|0 Comments

The great British obsession: Why we love to check house prices

It’s often said that British people are obsessed with owning a home and property prices. A new survey indicates that’s the case, with more than half of Brits checking how much their family and friends have paid for their homes. There’s more than one reason why people love to check how much a property has […]

October 4th, 2021|Articles|0 Comments

5 reasons you need to write a will (and keep it up to date)

Half of the adults in the UK don’t have a will. While you may have a reason for putting the task off, there are many compelling reasons to make time to write a will that could provide peace of mind.

A survey from Will Aid found that 49% of UK adults do not have a will […]

October 4th, 2021|Articles|0 Comments