Should you take a tax-free lump sum from your pension?

Your 55th birthday, rising to 57 in 2028, often marks being able to access your pension for the first time. The opportunity to take a 25% lump sum tax-free is certainly attractive and can be too tempting to resist. But it’s not a decision to take lightly and it isn’t the right move for everyone.

The […]

October 5th, 2020|Blogs & Vlogs|0 Comments

Pension age rises to 57: What does it mean?

From 2028, you won’t be able to access your Personal Pension until the age of 57. The government’s decision could affect your retirement plans and it’s important to review what it means for your future.

The government previously stated it intended to increase the age people could access their Personal Pensions, currently set at 55. However, […]

October 5th, 2020|Blogs & Vlogs|0 Comments

Chancellor announces new Covid-19 economic support – everything you need to know

Back in July, Chancellor Rishi Sunak announced a second range of measures designed to protect the economy through the Covid-19 pandemic.

His next update was scheduled to be the Autumn Statement in the coming weeks. However, given the newly imposed Covid-19 restrictions and economic uncertainty, the Budget has been cancelled.

In a statement sent to the BBC, […]

September 24th, 2020|Blogs & Vlogs|0 Comments

Investment market update: June 2020

While countries are beginning to lift lockdown restrictions, we’re still seeing the economic impact of Covid-19 around the world, as businesses get to grips with the consequences and ongoing social distancing.

According to the OECD, the global economy is set to suffer its worst peacetime slump for 100 years. It’s now expected that global GSP will […]

July 7th, 2020|Blogs & Vlogs|0 Comments

The pros and cons of using a letting agent as a landlord

Being a landlord can boost your income, but it also comes with a lot of responsibility and paperwork. If you already let out a property or are considering doing so in the future, you may have wondered whether to handle it all yourself or engage the services of a letting agent.

As with any decision, there […]

July 7th, 2020|Blogs & Vlogs|0 Comments

5 things to consider before taking on a second mortgage

Are you thinking about taking on a second mortgage? Perhaps you want to purchase a holiday home for your family to enjoy, or maybe you want to invest in the Buy to Let market to provide an income in retirement. There are plenty of reasons why you may want a second mortgage, but it’s a […]

July 7th, 2020|Blogs & Vlogs|0 Comments

What to do if your mortgage application is denied

You’ve found a home you want to purchase and have agreed on a price with the sellers, but then your mortgage application is denied. It’s a problem that’s more common than you might think but it doesn’t mean you have to give up on the purchase.

According to research, half of homebuyers have been denied a […]

July 7th, 2020|Blogs & Vlogs|0 Comments

LTV and what it means for your mortgage

When it comes to finances and mortgages, language can be filled with jargon and acronyms. If you’re looking for a mortgage product, whether you’re a first-time buyer or stepping up the property ladder, you’ve probably come across LTV when searching. While it’s easy to overlook, it’s an important part of getting a competitive deal.

What is […]

July 7th, 2020|Blogs & Vlogs|0 Comments

Calculating investment risk: What plays a role?

When investing, we all know that capital is at risk. We’ve often talked about understanding your risk profile and the level of risk you should take when investing. But what affects how risky an investment is?

Understanding the risk of an investment can help you gauge if it’s the right investment for you and how it’ll […]

July 7th, 2020|Blogs & Vlogs|0 Comments

Has Covid-19 affected your retirement plans?

The impact of Covid-19 has affected savings and investments, something that can be a particular concern for those nearing retirement. If your finances have been impacted, you may be considering changing retirement plans, but it’s important to consider your circumstances and the long-term effects, rather than focussing on headline figures.

In recent months, investments have experienced […]

July 7th, 2020|Blogs & Vlogs|0 Comments